Table of Contents

1. Introduction

Your digital content has no boundaries, and neither should your digital store! On iazo you can sell or share any form of digital content, for download or streaming, while leveraging world-class ecommerce and marketing features. This Sellers Policy (the “Sellers Policy”) describes all of our policies and procedures regarding the selling process on iazo.

This Sellers Policy is an ancillary agreement of the Terms of Service to which this Sellers Policy is annexed.

Any capitalized terms that are not defined in this Sellers Policy have the meaning as defined in the Terms of Service.

The term “iazo Entities” means iazo, Inc., and any and all subsidiaries, affiliates, related companies, partners, and the officers, directors, employees, contractors, agents, and representatives of each of them.

The terms “Member,” “Members,” “User,” and “Users,” may refer to you individually and/or all Members of iazo collectively, depending upon usage and context.

Please read this Sellers Policy carefully before choosing to use iazo. If you have any questions pertaining to this Sellers Policy, please ask us by contacting Sellers@iazo.com.

2. Sellers

a. Overview

The iazo Platforms makes it possible for you to sell a wide variety of Featured Content to Buyers all around the world, including but not limited to: (i) articles; (ii) audios; (iii) documents; (iv) ebooks; (v) galleries; (vi) graphics; (vii) photos; and (viii) videos. Featured Content may be sold in the form of downloads or access (streams/views), or alternatively may be available free of charge (“Free Content”). All Featured Content is sold on Post pages which indicate whether the Featured Content is available for download or access.

b. Seller Decision

Membership in iazo is free and provides you with the ability to sell a wide variety of Featured Content. You acknowledge and agree that selling on iazo is your personal decision and is a secondary step beyond registering as a Member.

c. Definition of Seller

All Members of iazo who author, create, and/or publish Featured Content of any kind on iazo are Sellers (individually, a “Seller” and collectively, “Sellers”). Selling includes but is not limited to the following: (i) selling Featured Content for downloads; (ii) selling Featured Content for access (streams/views); and (iii) making Featured Content available free of charge (“Free Content”).

3. Content License

a. Seller Agreement to Content License

The Seller acknowledges and agrees to the terms and conditions of the Content License. The Members understand and acknowledge that the Content License grants certain limited rights to the Buyer of the Content License for the respective Licensed Content.

b. No Transfer of Ownership

The Members understand and acknowledge that the purchase of a Content License on iazo does not grant the Buyer any ownership of the Licensed Content, nor does it grant any intellectual property rights to the Licensed Content, including but not limited to copyright and trademark. The Buyer further understands and acknowledges that the Seller of the Licensed Content retains all ownership and rights to the Licensed Content that they author, create, publish, make available, and/or sell on the Platform.

c. Free Content and Content License

Featured Content may be available free of charge on iazo (“Free Content”) subject to the discretion of the Seller. All Free Content is subject to the terms and conditions of the Content License. The Seller acknowledges and agrees to the terms and conditions of the Content License when making Featured Content available as Free Content.

4. Grids, Cards, and Display Settings

a. Grids

When browsing iazo you’re presented with a series of Grids (a “Grid” or “Post Grid”) that make it easy to view large numbers of Posts and Featured Content quickly. There are many types of Grids depending upon the section of iazo you’re viewing. For example, the Explore Grid displays the latest Posts on the Platform, the Top Sellers Grid displays top selling Posts on the Platform, and the Feed Grid displays Posts from your followed Topics and Members.

b. Cards

Each Post in a Grid is represented by a Card (a “Card” or “Post Card”). All Posts on iazo are initially presented as Cards to make browsing large numbers of Posts fast and efficient. When hovering/tapping on a Card it will open, revealing additional information, options, and buttons for that specific Post. If you click/tap on an opened Card it will then navigate to the respective Post page.

c. Display Settings

To help you customize iazo to your viewing preferences we have provided convenient Display Settings (the “Display Settings”). You can change your Display Settings at any time by selecting Account > Display from the top-right menu. When you change the Display Settings your selections are saved to your account and will remain the same until changed again. The Display Settings include: (i) the Layout Mode; and (ii) the Color Mode.

d. Layout Modes

All Grids can be displayed in two different Layout Modes (the “Layout Mode”) depending upon how you want to browse the Cards in that Grid. The Layout Mode can be changed by pressing the buttons in the top-left corner of any Grid (the “Layout Mode Buttons”) or from the Display Settings. When you select a Layout Mode it will be saved to your account and will remain the same until changed again. The two Layout Modes are: (i) Grid Mode; and (ii) Stream Mode.

Grid Mode:

When selecting Grid Mode (“Grid Mode”) the Cards will be displayed in a series of rows and columns that are responsive to your device screen size. The larger your device screen size is, the more columns will be displayed in the Grid. Selecting Grid Mode is best when you want to view as many Cards as possible simultaneously. Using Grid Mode is very efficient when running searches and comparing lots of Featured Content.

Stream Mode:

When selecting Stream Mode (“Stream Mode”) the Cards will be displayed in a single column or feed that is similar to many social media platforms. Selecting Stream Mode is best when you want to view only one Card at a time in a linear format. Using Stream Mode is helpful to focus on each Card’s Featured Content without distraction. Please note that Stream Mode is the only available Layout Mode when viewing iazo on a mobile device.

e. Color Modes

All Grids can be displayed in two different Color Modes (the “Color Mode”) depending upon your personal color preferences. The Color Mode can be changed by pressing the buttons in the top-right corner of any Grid (the “Color Mode Buttons”) or from the Display Settings. When you select a Color Mode it will be saved to your account and will remain the same until changed again. The two Color Modes are: (i) Day Mode; and (ii) Night Mode.

Day Mode:

When selecting Day Mode (“Day Mode”) the Platform, including all Grids and Cards, will be displayed with a predominantly light theme. We recommend using Day Mode to accurately gauge and compare the colors of Featured Content. Day Mode is also generally easier on the eyes when reading lots of text content.

Night Mode:

When selecting Night Mode (“Night Mode”) the Platform, including all Grids and Cards, will be displayed with a predominantly dark theme. We recommend using Night Mode to avoid viewing extremely bright content in late hours of the day. Night Mode also provides a higher contrast viewing experience in general.

5. Content, File, and Access Types

a. Content Types

All Featured Content on iazo belongs to a Content Type. The Content Types include, but are not limited to the following: (i) articles; (ii) audios; (iii) documents; (iv) ebooks; (v) galleries; (vi) graphics; (vii) photos; and (viii) videos. The Sellers choose a Content Type when they publish their Featured Content. The Content Type chosen determines how the Featured Content can be sold (ex. download or stream/view).

b. Content Type Indicator

When browsing iazo you can always identify the Content Type of the Featured Content by looking for the Content Type Indicator in the top-right corner of the Post’s Card. This indicator displays an icon representing the specific Content Type and also shows the Content Type name when hovering/tapping on it.

c. File Types of Featured Content

Each Content Type on iazo may include a wide variety of File Types. For example, the audio Content Type can include mp3, m4a, wav, and aac files. The ebook Content Type can include epub and pdf files. The document Content Type can include pdf, doc, docx, xls, xlsx, ppt, pptx, csv, and txt files. It is the responsibility of the Seller to properly identify the File Type(s) of the Featured Content in the description of their Post. We make no representations or warranties whatsoever with regard to the File Type(s) of any Featured Content.

d. Access Types

There are two primary methods of accessing Featured Content on iazo: (i) via downloading (the “Download Access Type”); and (ii) via streaming/viewing (the “Stream/View Access Type”). The Sellers choose an Access Type when they publish their Featured Content. Some Content Types may be published for either Access Type, and other Content Types may be limited to a single Access Type. For example, the audio Content Type can be published for either Download or Stream/View, whereas the photo Content Type can only be published for Download.

e. Filtering Posts by Access Type and Content Type

To help all Members browse iazo and easily find content, we have provided a robust filtering feature at the top of every page. Simply hover/tap on the Filter By button and you will see options for filtering by the Access Type and Content Type. The Access Type filter is in the top section and has options for All, Downloads, and Streams. The Content Type filter is in the bottom section and includes options for all possible Content Types.

f. Identifying How Featured Content is Sold on Post Pages

Every Post page on iazo has a section at the top of the page that identifies how the Featured Content is being sold. This section identifies the Seller’s username and if the Featured Content is available for download, access (stream/view), or for free (“Free Content”). The buttons in this section also help to identify how the Featured Content is being sold. For example, a photo Featured Content being sold for download would have a button that says Buy Photo along with its price. An audio Featured Content being sold for access (stream/view) would have a button that says Buy Access, and Access Audio after an Access Plan has been purchased.

6. Free Content

a. Free Content on iazo

One of the many benefits of iazo is the ability to download, stream, and view a wide variety of content completely free of charge (“Free Content”). Free Content is available when the Seller decides to publish content free of charge. Sellers may choose to offer Free Content for a variety of reasons including helping to gain exposure for their works. Free Content can include both content for access (streaming/viewing) and content for download.

b. Free Content Indicator

All Free Content can be easily identified by looking for the Free Content Indicator in the top-right corner of a Post’s Card. This indicator displays an open hands with diamond icon and says “This content is free for all.”

c. Free Content and Content License

All Free Content is subject to the terms and conditions of the Content License. You acknowledge and agree to the terms and conditions of the Content License when downloading, accessing, viewing, and/or streaming Free Content.

d. Free Content Not Saved to Downloads and Streams/Views Pages

When downloading or streaming/viewing Free Content please note that it will not be saved to either your Downloads or Streams/Views pages. Your Downloads and Streams/Views pages will only display the Featured Content that you have directly purchased or accessed using an Access Plan.

7. Publishing Process

a. The Publishing Tool

The iazo Platform was designed by publishers for publishers. We know how important it is to have a simple publishing process, and to that end we have built a robust and highly intuitive Publishing Tool (the “Publishing Tool” or “iazo Publisher”). The Publishing Tool leads you through the publishing process with an easy step-by-step approach. From selecting the Content Type, to uploading Featured Content, specifying Sales Terms, and adding Topics, you can publish your Member Content in just a few short minutes!

To get started publishing select Publish from the top-right menu and then follow the steps presented at the top of screen.

b. Step 1 – Select Your Content Type

The first step of the publishing process is selecting your Content Type. When you enter the Publishing Tool you’re presented with the Content Types at the top of screen. The Content Types include, but are not limited to the following: (i) article; (ii) audio; (iii) document; (iv) ebook; (v) gallery; (vi) graphic; (vii) photo; and (viii) video. The Content Type that you choose will determine many of the options that follow, including whether the Featured Content can be sold for download, access (streaming/viewing), or both.

To choose a Content Type press one of the Content Type buttons and the Publishing Tool will automatically advance to the next step. You may press the Back a Step button at any time to change the Content Type.

c. Step 2 – Upload Your Featured Content

The second step of the publishing process is uploading your Featured Content. The Featured Content is what you are actually selling on iazo, whether that may be for download or access (streaming/viewing). The Featured Content you upload is directly related to the Content Type of the Post. For example, if the Content Type is photo, then you will be uploading your photo as the Featured Content.

To upload the Featured Content press the Select Your File button or drag/drop your file onto the upload area. Please take notice of the Allowed File Types which indicate the file types that may be uploaded for the specific Content Type. For example, when uploading a photo Featured Content the Allowed File Types are jpg, jpeg, and png.

When uploading the Featured Content you will be presented with the upload progress followed by any processing time. Please allow the upload process to fully complete before attempting to proceed to the next step. After the upload is complete you will see a preview of the Featured Content. The preview may be the actual content (ex. photo, video, audio), or it may simply display the file information (ex. file name and size).

If you would like to replace the Featured Content that was uploaded press the delete (x) button in the top-right corner of the Featured Content preview. After deleting you can upload different Featured Content as needed.

When finished uploading your Featured Content press the Done with Content – Next button to proceed to the next step. You may press the Back a Step button at any time to change the Featured Content.

d. Step 3 – Specify Your Sales Terms

The third step of the publishing process is specifying your Sales Terms (the “Sales Terms”). This step is divided into to main sections.

The Access Type:

The first section specifies how you want your content to be accessed (the “Access Type”). There are two options for the Access Type: (i) Download; and (ii) Stream/View. Depending upon the Content Type of the Post you may be able to choose either of these options, or just one of them. When only one Access Type is allowed it will be the only choice presented on the screen.

When selecting the Download Access Type your Featured Content will be available to iazo Members for downloading only. When selecting the Stream/View Access Type your Featured Content will be available to iazo Members for streaming/viewing only. These two options are mutually exclusive of one another, meaning that you can only choose one at a time. If you would like to sell your Featured Content under both Access Types this requires having separate Posts for each of them.

The Access Type that you choose depends upon your target audience, sales strategy, and overall goals. For example, the Download Access Type is a great choice when you feel that your Featured Content will sell more as a download. The Download Access Type also allows you to specify your own pricing and earn more money on individual sales. By contrast the Stream/View Access Type is more appropriate for Featured Content that will be consumed directly on iazo. This may be a better choice when publishing audios and videos, but it depends upon the content and your target audience. The Stream/View Access Type also works great for Posts that will receive huge numbers of views, earning you a consistent residual income.

The Pricing:

The second section of the Sales Terms specifies what you want to charge for your Featured Content. If you selected the Download Access Type you can enter in a custom price. If you selected the Stream/View Access Type the price is determined by the Access Plans sold on iazo. To see the pricing of Access Plans visit the Buy Access page. When specifying a custom price the value must be entered in United Stated Dollars (USD). We do however display the equivalent value in your Payout Currency to help you set the right price.

At the bottom of the Sales Terms we display the amount of money you will earn per sale or per access (the “Estimated Earnings”). The Estimated Earnings take into account the iazo Sales Fees and Stripe Processing Fees, but are not a guarantee of the precise amount of money you may earn. To see an exact breakdown of your earnings per sale or per access please visit the Sales History section of your Sales Dashboard.

At the bottom of the Sales Terms we also display a Recommended Price Range (the “Recommended Price Range”) for your Featured Content. The Recommended Price Range is there to help you choose a price that will increase your sales while not over or under charging. There is also a Minimum Price (the “Minimum Price”) and Maximum Price (the “Maximum Price”) for each Content Type that we determine. If you set the price too low or too high you will see a notification to change your price.

When selecting the Free of Charge Option (the “Free of Charge Option”) your Featured Content will be available free of charge for all iazo Members. Please note that all Free Content is fully protected by the iazo Content License. The Free of Charge Option is a fantastic way to gain exposure for your Featured Content and help to increase the sales of Featuring Content you are charging for.

When finished specifying your Sales Terms press the Done with Sales Terms – Next button to proceed to the next step. You may press the Back a Step button at any time to change the Sales Terms.

e. Step 4 – Upload Your Cover Image

The fourth step of the publishing process is uploading your cover image (the “Cover Image”). Cover Images are used for certain Content Types in order to have an image to display in the Post’s Card. The purpose of the Cover Image is to represent the Featured Content without having to directly display it. Cover Images are required for the following Content Types: (i) article; (ii) document; (iii) ebook; (iv) graphic; and (v) video. When choosing your Cover Image make sure to use an image that best represents the Featured Content. Better Cover Images result in more sales!

If a Cover Image is required for the chosen Content Type you will see this step during the publishing process. If it’s not required for the chosen Content Type this step is simply skipped. Uploading of your Cover Image is very similar to the uploading of your Featured Content. Press the Select Your File button to upload the Cover Image, or drag/drop your file onto the upload area. You will see the upload progress and processing time, and when complete the Cover Image will be displayed. You can change the Cover Image by pressing the delete (x) button and uploading another image in its place.

When finished uploading your Cover Image press the Done with Cover Image – Next button to proceed to the next step. You may press the Back a Step button at any time to change the Cover Image.

f. Step 5 – Add Your Topics

The fifth step of the publishing process is adding your Topics. Adding Topics to Posts is extremely important to make them accessible and easy to find. Every Topic on iazo has its own Topic Page that Members can follow, and each Topic Page contains all of the Posts that share that Topic. Adding relevant Topics to your Posts ensures that they are grouped with other similar Posts. Topics are also a way that your Posts can be found in search.

To add Topics to your Post simply enter them in on the Topics step. As you type in possible Topics it will suggest existing Topics that you can choose from. Select one of the existing Topics to add it, or you can enter a new Topic by pressing Enter or Comma. We recommend adding multiple Topics so long as they are highly relevant to the Featured Content. If you happen to add a Topic that doesn’t yet exist on iazo, a new Topic Page shall be created for it.

All of the Topics that you add are displayed directly above the Topics entry field. You may remove any previously entered Topic by pressing the delete (x) button for that Topic.

g. Step 6 – Add Your Title

Adding a Title to your Post (the “Post Title” or “Title”) is simple, but also extremely important. The Post Title is the main identifier of all Posts on iazo, and is first thing that Members will see in the Post’s Card while browsing. The Post Title is used to generate the URL of your Post, and it’s also an important criteria for the search functionality. When you get sales for your Featured Content, those sales will be identified by the Post Title in your Sales Dashboard.

When choosing your Post Title we recommend using highly relevant terminology to the subject matter of the Featured Content. The more relevant your Post Title is to its Featured Content, the better the chances are that your Post will be found by interested Members. Simply put, more relevant Post Titles can equate to more sales!

Please be advised that while you can change your Post Title at any time, that the original URL of the Post will not change after the Post has been published.

h. Step 7 – Add Your Description

Every Post on iazo has a description or summary that helps to describe the Featured Content in detail (the “Post Description” or “Description”). The Post Description is entered in the area just below the Post Title where it says “Start writing here…”

The Post Description can serve many purposes depending upon the chosen Content Type and the Featured Content. In general the intent of the Post Description is to help describe the Featured Content in a way that answers all questions and increases sales. Many Content Types need a detailed description in order to produce sales.

Post Description Use Examples:

Here are some examples of how Post Descriptions can be used for different Content Types: (i) on an article – the post description contains the actual content of the article including all text, images, and links; (ii) on an audio – a description may contain an album cover image, lyrics, liner notes, or a description of stock audio; (iii) on a document – a description may contain the document purpose, summary of content, or include example screenshots; (iv) on an ebook – the description may contain information about the subject matter, a summary, author information, or book reviews; (v) on a gallery – the description may contain information about the subject matter or where the photos were taken; (vi) on a graphic – the description may contain the purpose of the graphic, how it was made, or include additional screenshots of the graphic; (vii) on a photo – the description may contain information about that subject matter or where the photo was taken; and (viii) on a video – the description may contain information about the subject matter, the purpose of the video, or how the video was made.

Text Formatting Tool:

When adding your Post Description you can take full advantage of the Text Formatting and Media Insert Tools (respectively, the “Text Formatting Tool” and “Media Insert Tool”). To use the Text Formatting Tool select the text you want to format and an option menu will appear above the text. There are many convenient text formatting options including: (i) bold; (ii) italic; (iii) underline; (iv) strike through; (v) subscript; (vi) superscript; (vii) blockquote; (viii) link; (ix) create table; (x) ordered list; (xi) unordered list; (xii) various header options; and (xiii) various justifying options. Please note that the Text Formatting Tool may not be available on all device types (ex. touch devices). You can also change any formatted text by selecting it again and changing the previous options.

Media Insert Tool:

The Media Insert Tool is very powerful, enabling you to make the Post Description into media rich content. As you type into the Post Description field you will see a plus (+) button on the left side of the current line. Pressing the plus button will open the Media Insert Tool which includes the following options: (i) photo; (ii) video; (iii) link; and (iv) separator.

The photo option allows you to upload a custom image for direct use in the Post Description. The video option allows you to embed a video from an outside source such as YouTube or Vimeo. The link option allows you to embed any link from an outside source. The separator option adds a simple visual separator to help organize your Post Description.

After you have inserted a photo, video, or link, you can further customize the inserted media by clicking on it. When selected, an options menu will appear at the top of the inserted media, allowing you to further customize it. These options include center, left, and right justification, and also a grid option. The grid option is specifically for inserted images and only works when you have inserted multiple images simultaneously. For example, if you insert 3 images simultaneously, this will allow you to position all 3 images as a single block, including the center, left, right, and grid options. You may also add a custom caption to any inserted media by selecting it and typing into the caption field at the bottom.

i. Post Status

All Posts on iazo have a status (the “Post Status”) indicating whether they are published (the “Published Status” or a “Published Post”) or are a draft (the “Draft Status” or a “Draft Post”). Posts with a Published Status are fully published on the iazo Platform and can be viewed by all Members and the public. Posts with a Draft Status are works-in-progress that can only be viewed by the author of the Post (the “Post Author” or “Publisher”). The Post Status is directly controlled by the Post Author during the publishing process.

j. Draft Status in the Publishing Tool

When working with a Draft Post inside the Publishing Tool you will see certain indicators and buttons that are specific to the Draft Status. The Post Status is displayed directly underneath your username and will say Draft. The buttons will be as follows: (i) Publish; (ii) Save; (iii) Preview; and (iv) Delete.

Publish Button:

Pressing the Publish button will publish the Post immediately and change it to a Published Status. Please note that you must complete all the required steps of the publishing process before a Post can be published. If you have missed any of the required steps a notification will be displayed telling you what you missed. After the Post has been successfully published in the Publishing Tool you will be automatically forwarded to the Post page.

Save Button:

Pressing the Save button will save all of your changes made up until that point. You can safely press the Save button as often as you like. There is also an auto-save function that will continuously save your changes so long as the Post is a Draft Status. When the auto-save initiates you will see the Save button change to “Saving…” and an additional indicator in the bottom-left of the screen.

Preview Button:

Pressing the Preview button will open up a preview of your Draft Post in the same browser window (the “Post Preview”). The Post Preview displays the Post page with all of the content saved up until that point. The Post Preview is a convenient way to see what your Draft Post will look like after it has been published. When viewing the Post Preview you can return to the Publishing Tool by pressing the Continue Publishing button at the bottom of the Post Preview screen. This will return you back to the Publishing Tool where you can continue working on your Draft Post without interruption.

Delete Button:

Pressing the Delete button will delete your Draft Post completely, including any Featured Content and other content previously saved to that Post. Please note that the Delete button is only displayed after your Draft Post has been saved and previewed at least once. When pressing the Delete button you will be presented with a confirmation that must be approved in order to delete the Post. After deleting your Post in the Publishing Tool you will be automatically forwarded to the Drafts section of your Store page.

k. Published Status in the Publishing Tool

When working with a Published Post inside the Publishing Tool you will see certain indicators and buttons that are specific to the Published Status. The Post Status is displayed directly underneath your username and will say Published. The buttons will be as follows: (i) Update; (ii) Revert to Draft; (iii) View; and (iv) Delete.

Update Button:

Pressing the Update button will immediately update the Published Post with all of the changes made in the Publishing Tool. When pressing Update you will be automatically forwarded to the Post page where you can view all of the changes made. Please note that while editing a Published Post all updates made by pressing the Update button are published immediately.

Revert to Draft Button:

Pressing the Revert to Draft button will change the Post Status from Published back to Draft. This is a convenient feature when you decide that your Post needs more work or isn’t ready to be published for some reason. When pressing the Revert to Draft button you will be presented with a confirmation that must be approved in order to revert the Post to a Draft Status. After reverting the Post to a Draft Status it will remain open in the Publishing Tool for you to continue working on it.

View Button:

Pressing the View button will open up the Published Post page in a new browser window. The Publishing Tool is left in the current browser window to prevent losing any work-in-progress. Please note that when editing a Published Post there is no Save button or auto-save function. Your changes to a Published Post will only be saved when pressing the Update button which publishes those changes immediately.

Delete Button:

Pressing the Delete button will delete your Published Post completely, including any Featured Content and other content previously saved to that Post. When pressing the Delete button you will be presented with a confirmation that must be approved in order to delete the Post. After deleting your Post in the Publishing Tool you will be automatically forwarded to the Published section of your Store page.

8. Your Store and Post Management

a. About Store Pages

All Members of iazo have a dedicated Store Page (the “Store” or “Store Page”) that contains all their Posts. Store Pages look and function very much like other pages across iazo, with a Grid of Posts, a Topics slider, and all the standard filtering and sorting capabilities. The main difference with Store Pages is that they only display the Posts of a single Seller. Store Pages also act as the default account page for each Member on iazo.

There are many ways to find Store Pages on iazo, but the simplest method is by hovering/tapping on the profile photo (avatar) of any Member. This will display summary information about that Member, including a button to view their store (the “View Store Button”). When viewing a Member’s Store Page you will see all of their Published Posts including buttons to Follow, Public Message, or Private Message that Member.

Store Pages provide Sellers with a powerful method of presenting all their Featured Content in a single location. Sellers can directly advertise and market their Store Pages to help gain exposure for their Featured Content and to increase sales. We highly recommend that all Sellers use their Store Pages as a destination for their target audience.

To learn more about how you can advertise your Featured Content on iazo please visit your Marketing Dashboard.

b. Your Store Page

Your Store Page is organized into two main sections: (i) Published; and (ii) Drafts. Please look for the Published and Drafts buttons directly above the Post Grid. The Published section will only display your Published Posts, and the Drafts section will only display your Draft Posts. There is also a Publish Post button in this location for convenience purposes. Please note that only you can see your Draft Posts and that anyone else viewing your Store Page will only see your Published Posts. Your Store Page is visible to all iazo Members and to the public.

To quickly navigate to your Store Page select Sellers > Store from the top-right menu.

c. Managing Draft Posts

Managing your Draft Posts is extremely simple, and is best accomplished in the Drafts section of your Store. First, navigate to your Store Page and then press the Drafts button just above the Post Grid. This will display all of the Draft Posts currently in your Store. You can also quickly navigate to the Drafts section by selecting Posts > Drafts from the top-right menu.

Post Action Buttons:

To manage the Draft Posts in your Store scroll down to a specific Post and open its Card. At the bottom of the Card there will be three buttons for managing Draft Posts (the “Post Action Buttons“). The Post Action Buttons for Draft Posts are: (i) Edit; (ii) Preview; and (iii) Delete.

Please note that the Post Action Buttons are only visible for your own Posts, and that you can see these buttons wherever your Posts are displayed on iazo. This makes it very simple and fast to manage your Posts across the entire Platform.

Edit Button:

Pressing the Edit button will open the Draft Post in the Publishing Tool. At that point you can work on your Draft Post and either publish it (making it a Published Post) or save the changes (keeping it a Draft Post).

For detailed instructions on how to work with a Draft Post in the Publishing Tool please read the “Draft Status in the Publishing Tool“ section under Publishing Process.

Preview Button:

Pressing the Preview button will open the Post page for the Draft Post in the same browser window. Since this is a Draft Post you will see the Continue Publishing button at the bottom of the Post page. After previewing the Post you can click the Continue Publishing button which will open the Draft Post in the Publishing Tool.

Delete Button:

Pressing the Delete button will delete your Draft Post completely, including any Featured Content and other content previously saved to that Post. When pressing the Delete button you will be presented with a confirmation that must be approved in order to delete the Post.

d. Managing Published Posts

Managing your Published Posts is extremely simple, and is best accomplished in the Published section of your Store. First, navigate to your Store Page and then press the Published button just above the Post Grid. This will display all of the Published Posts currently in your Store. You can also quickly navigate to the Published section by selecting Posts > Published from the top-right menu.

Post Action Buttons:

To manage the Published Posts in your Store scroll down to a specific Post and open its Card. At the bottom of the Card there will be three buttons for managing Published Posts (the “Post Action Buttons“). The Post Action Buttons for Published Posts are: (i) Edit; (ii) Draft; and (iii) Delete.

Please note that the Post Action Buttons are only visible for your own Posts, and that you can see these buttons wherever your Posts are displayed on iazo. This makes it very simple and fast to manage your Posts across the entire Platform.

Edit Button:

Pressing the Edit button will open the Published Post in the Publishing Tool. At that point you can work on your Published Post and either update it (keeping it a Published Post) or revert it to a draft (making it a Draft Post).

For detailed instructions on how to work with a Published Post in the Publishing Tool please read the “Published Status in the Publishing Tool“ section under Publishing Process.

Draft Button:

Pressing the Draft button will change the Post Status from Published back to Draft. This is a convenient feature when you decide that your Post needs more work or isn’t ready to be published for some reason. When pressing the Draft button you will be presented with a confirmation that must be approved in order to revert the Post to a Draft Status. After the Post has been reverted to a Draft Status you will be automatically forwarded to the Draft section of your Store Page.

Delete Button:

Pressing the Delete button will delete your Published Post completely, including any Featured Content and other content previously saved to that Post. When pressing the Delete button you will be presented with a confirmation that must be approved in order to delete the Post.

e. After Sale Post Locking Period

To help protect the Buyer’s access to purchased and accessed Featured Content, we place a lock on all Posts containing Featured Content which have recorded sales in the last thirty (30) days (the “After Sale Post Locking Period”). Sellers cannot take any of the actions listed below on a Post until thirty (30) days have elapsed since the last purchase or access of Featured Content occurred. This ensures that Buyers always have a reasonable amount of time to download, stream, or view their purchased and accessed Featured Content.

Sellers cannot take any of the following actions during the After Sale Post Locking Period: (i) deleting a Post; (ii) reverting a Post to a Draft Status; (iii) changing the media file(s) of the Featured Content; (iv) making the Featured Content free of charge; and (v) changing the Access Type of the Featured Content from Download to Stream/View or vice-versa.

If your Post is currently in the After Sale Post Locking Period you will see a notification inside of the Publishing Tool when trying to make a prohibited change to that Post. Please note that the After Sale Post Locking Period will be continuously extended every time the Post receives a new sale. If the changes you need to make are extremely time-sensitive then we recommend creating a new Post.

Please be advised that changing the Content Type of a Post after a purchase or access has occurred is not allowed under any circumstances.

9. Sales Summary and History

a. Your Sales Dashboard

In order to help you keep track of and manage your sales, Earnings, and Withdrawals, we have provided a user-friendly and comprehensive Sales Dashboard page (the “Sales Dashboard”). The Sales Dashboard is organized into the following sections: (i) Sales Summary; (ii) Sales History; (iii) Withdrawal History; (iv) Withdraw Funds; and (v) Payout Settings.

As a Seller on iazo we highly recommend you familiarize yourself with the Sales Dashboard and check it on a regular basis. This is the best way to see how your Featured Content is selling on the Platform.

View your Sales Dashboard at any time by selecting Sellers > Sales from the top-right menu.

b. About Currency Values

All currency values in your Sales Dashboard will be displayed in United States Dollars (USD) by default. This is by design so that all accounting and storage of financial information on iazo has a uniformed currency.

When setting up your Payout Account in the Payout Settings you will have the opportunity to choose a currency to receive your Payouts in (the “Payout Currency”). The Payout Currency options depend upon your Country of Residency and the country of your Payout Bank Account. Please take great care when selecting your Country of Residency as this cannot be changed later.

If your Payout Currency is set to anything other than United States Dollars (USD) you will see Converted Currency Values using your Payout Currency throughout the Sales Dashboard (the “Converted Currency Values”). The Converted Currency Values are always displayed in rounded brackets directly to the right of the USD currency value. Next to the Converted Currency Value is an info (letter i) icon that displays the exchange rate used for the currency conversion. There is also a Change Payout Currency button in this location for your convenience.

Please be advised that your Payout Currency will automatically default to using your Purchase Currency until you have completed the Payout Account Onboarding. There is no other relationship between your Payout Currency and your Purchase Currency beyond this default setting.

c. Sales Summary

The Sales Summary section of your Sales Dashboard displays a financial summary of your sales, earnings, withdrawals, and balance. This section is organized as a simple balance sheet so that you can view your financial information at a glance. The Sales Summary is broken down into the following line-items: (i) Published Posts; (ii) Gross Sales; (iii) Net Sales; (iv) Earnings; (v) Withdrawals; and (vi) Total Balance.

Published Posts:

The Published Posts line is a simple total of all your Published Posts on iazo. This is provided to help put all of your sales into perspective.

Gross Sales:

The Gross Sales line provides a financial total of all your Gross Sales to date on iazo (the “Total Gross Sales”). Your Total Gross Sales includes all sales you have ever generated on iazo before subtracting all Stripe Processing Fees, iazo Sales Fees, and Withdrawals. Your Total Gross Sales includes sales from all Posts, Featured Content, Content Types, and Access Types.

Net Sales:

The Net Sales line provides a financial total of all your Net Sales to date on iazo (the “Total Net Sales”). Your Total Net Sales includes all sales you have ever generated on iazo after subtracting all Stripe Processing Fees, but before subtracting all iazo Sales Fees and Withdrawals. Your Total Net Sales includes sales from all Posts, Featured Content, Content Types, and Access Types.

Earnings:

The Earnings line provides a financial total of all your Earnings to date on iazo (the “Total Earnings”). Your Total Earnings includes all sales you have ever generated on iazo after subtracting all Stripe Processing Fees and iazo Sales Fees, but before subtracting all Withdrawals. Your Total Earnings includes sales from all Posts, Featured Content, Content Types, and Access Types.

Withdrawals:

The Withdrawals line provides a financial total of all your Withdrawals to date on iazo (the “Total Withdrawals”). Your Total Withdrawals includes all Withdrawals that have successfully completed. Please note that the Total Withdrawals does not take into account whether or not a Payout successfully completed within your Payout Account.

Total Balance:

The Total Balance line provides a financial total of your Balance to date on iazo (the “Total Balance”). Your Total Balance includes all sales you have ever generated on iazo after subtracting all Stripe Processing Fees, iazo Sales Fees, and Withdrawals. Your Total Balance includes sales from all Posts, Featured Content, Content Types, and Access Types.

Withdraw Funds:

At the bottom of the Sales Summary screen is a Withdraw Funds button for your convenience. Pressing this button will bring you to the Withdraw Funds section of the Sales Dashboard.

d. Sales History

The Sales History section of your Sales Dashboard displays a complete history of all your individual sales on iazo. This section allows you to view the sales information for all of your Posts on a single screen and to isolate the sales information for an individual Post. The Sales History is extremely useful in helping you to know which of your Posts are selling the best and to understand where your earnings are coming from.

The Filters:

At the top of the Sales History section are various filters and sorting options, including but not limited to: (i) Filter by Name; (ii) Filter by Content Type; (iii) Filter by Sale Date; (iv) Sort by Post Name; (v) Sort by Post Date; (vi) Sort by Number of Sales; (vii) Sort by Gross Sales; (viii) Sort by Net Sales; and (ix) Sort by Earnings.

Using the filters and sorting options you can narrow down and organize the Post records to see the sales information most important to you. The different filters and sorting options can be selected and applied in combination. After you have selected the filters and sorting options press the Apply All Options button to see the results in the Post records below.

The Post Records:

The Sales History is displayed in a table format containing individual Post records (the “Sales History Table”). Each row in the table displays the total sales information for an individual Post (the “Post Total Sales Information”). As you scroll down the screen additional Post records will be loaded automatically. The Sales History Table has the following columns: (i) Name; (ii) Type; (iii) Sales; (iv) Gross; (v) Net; (vi) Earnings; and (vii) Actions.

The Name column displays the name of the respective Post and is linked to the Post page.

The Type column displays the Content Type of the respective Post, including but not limited to, article, audio, document, ebook, gallery, graphic, photo, and video.

The Gross column displays the Gross Sales for the respective Post (the “Post Gross Sales”). Your Post Gross Sales includes all sales you have ever generated for the respective Post before subtracting all Stripe Processing Fees and iazo Sales Fees.

The Net column displays the Net Sales for the respective Post (the “Post Net Sales”). Your Post Net Sales includes all sales you have ever generated for the respective Post after subtracting all Stripe Processing Fees, but before subtracting all iazo Sales Fees.

The Earnings column displays the Earnings for the respective Post (the “Post Earnings”). Your Post Earnings includes all sales you have ever generated for the respective Post after subtracting all Stripe Processing Fees and iazo Sales Fees.

The Actions column displays any actions you can take for the respective Post record. In the Sales History Table this includes a View Sales button. Pressing the View Sales button will open an additional browser window containing the individual sales records for the respective Post.

e. Sales History for Individual Posts

The Sales History Table displays the total sales information for each of your Posts. You may however have many individual sales for each of your Posts. To make it possible to see all the sales individually we have provided a separate page (the “Sales History for Individual Post”), which can be viewed by pressing the View Sales button for the respective Post.

The Sales History for Individual Post page is very similar to the Sales History section, with the exception that this page only displays the sales information for an individual Post. When viewing the Sales History for Individual Post page it will display the name of the Post being viewed at the top of the page (ex. Viewing sales for the post <post name>).

Similar to the Sales History section, this page also provides various filters and sorting options, although they are more limited when viewing the sales of an individual Post. The table on this page (the “Sales History for Individual Post Table”) displays the individual sales for the respective Post on each row (individually, a “Post Sale” and collectively, “Post Sales”). The Sales History for Individual Post Table has the following columns: (i) Type; (ii) Date; (iii) Gross; (iv) Net; and (v) Earnings.

The Type column displays the Content Type of the respective Post. Since all Post Sales in this table are for the same Post this column will display the same Content Type for all Post Sales.

The Date column displays the date and time that the Post Sale occurred.

The Gross column displays the Gross Sale Amount for the respective Post Sale (the “Gross Sale Amount”). The Gross Sale Amount includes all income generated for the respective Post Sale before subtracting all Stripe Processing Fees and iazo Sales Fees.

The Net column displays the Net Sale Amount for the respective Post Sale (the “Net Sale Amount”). The Net Sale Amount includes all income generated for the respective Post Sale after subtracting all Stripe Processing Fees, but before subtracting all iazo Sales Fees.

The Earnings column displays the Earnings Amount for the respective Post Sale (the “Earnings Amount”). The Earnings Amount includes all income generated for the respective Post Sale after subtracting all Stripe Processing Fees and iazo Sales Fees.

f. Store Discounts

We may on occasion issue Store Discounts (individually, a “Store Discount” and collectively, “Store Discounts”) that can be used by all Members and applied to anything for sale on iazo. Store Discounts are generally issued around holiday times and at other times we may wish to run special promotions.

Store Discounts are completely within the control of iazo Entities, including but not limited to the following parameters: (i) discount code; (ii) discount amount; (iii) product requirements; (iv) excluded products; (v) start date; (vi) expiration date; (vii) minimum amount in cart; (viii) maximum uses; (ix) use once per customer; and (x) discount status.

Store Discount Indicator:

When a Store Discount has been applied to one of your Post Sales, the discount amount (the “Store Discount Amount”) will be subtracted directly from the Gross Sale Amount. In this circumstance a special indicator (the “Store Discount Indicator”) will be displayed to the right of the Gross Sale Amount for the Post Sale when viewing it inside the Sales History for Individual Post. The Store Discount Indicator appears as an info (letter i) icon and displays “This sale had a discount applied.”

10. Withdrawals and Payouts

a. Your Sales Dashboard

In order to help you keep track of and manage your sales, Earnings, and Withdrawals, we have provided a user-friendly and comprehensive Sales Dashboard page (the “Sales Dashboard”). The Sales Dashboard is organized into the following sections: (i) Sales Summary; (ii) Sales History; (iii) Withdrawal History; (iv) Withdraw Funds; and (v) Payout Settings.

As a Seller on iazo we highly recommend you familiarize yourself with the Sales Dashboard and check it on a regular basis. This is the best way to see how your Featured Content is selling on the Platform.

View your Sales Dashboard at any time by selecting Sellers > Sales from the top-right menu.

b. Definitions of Withdrawal and Payout

Making Withdrawals and receiving Payouts are both part of the iazo Payouts System (the “iazo Payouts System”), but they are not the same thing. It is important to properly define and differentiate these two concepts when discussing the iazo Payouts System.

A Withdrawal (individually, a “Withdrawal” and collectively, “Withdrawals”) is an action that you take directly on iazo to deduct funds from your Total Balance and transfer them into your Payout Account at Stripe. This is technically a transfer of funds that you initiate between iazo and your Payout Account.

A Payout (individually, a “Payout” and collectively, “Payouts”) is an automatic action that occurs in your Payout Account at Stripe when funds are transferred (paid out) to your Payout Bank Account. Payouts occur only within your Payout Account and may be monitored by visiting your Stripe Express Dashboard.

To learn how to access your Stripe Express Dashboard please read the “Accessing Your Stripe Express Dashboard” section below.

c. Payout Settings

Setup Your Payout Account:

In order to make Withdrawals from your iazo account you must first setup your Payout Account (the “Payout Account”).

The iazo Payouts System is powered by Stripe, one of the world’s largest, most reputable, and secure payment processors. When you setup your Payout Account on iazo, all of your private financial information is stored only at Stripe. This fully ensures the security of your financial information and limits its exposure.

All Payouts are made directly to your bank account or debit card (the “Payout Bank Account”) and can be setup in over 50 countries. Please take great care when selecting your Country of Residency (the “Country of Residency”) as this cannot be changed later. The Country of Residency that you select will determine where your Payout Bank Account can be located and what Payout Currency you can choose.

To start receiving Payouts from iazo please complete the Payout Account Onboarding (the “Payout Account Onboarding”). The Payout Account Onboarding will collect the necessary financial information in a step-by-step process. After completing the Payout Account Onboarding you can start making Withdrawals on your Total Balance immediately.

To complete the Payout Account Onboarding press the “Start the Onboarding Process” button in the Payout Settings section of your Sales Dashboard.

Payout Account Onboarding:

When completing the Payout Account Onboarding you will be automatically forwarded to Stripe to setup your Payout Account. You will see a message at the top of the screen saying that “iazo partners with Stripe for secure payments and financial services.” The entire onboarding process is seamlessly integrated with iazo and does not require you to directly create any accounts with Stripe. Please follow the step-by-step process provided by Stripe and when complete you will be automatically returned to your iazo Payout Settings.

The Payout Account Onboarding requires you to provide certain Private Information to Stripe (the “Payout Account Information”) so that we can make Payouts to your Payout Bank Account. The Payout Account information includes but is not limited to the following: (i) email address; (ii) mobile phone number; (iii) country; (iv) type of business; (v) legal name; (vi) date of birth; (vii) home address; (viii) website; (ix) currency; (x) bank account number; (xi) bank routing number; (xii) IBAN number; (xiii) debit card number and expiration date; (xiv) government-issued ID; and (xv) social security number.

When entering in your email address and mobile phone number Stripe will verify the email and phone respectively by sending you a verification code via SMS and a confirmation email. If your phone cannot receive SMS messages Stripe will call you instead to provide the verification code. Please enter in the verification code carefully to proceed with the onboarding process and separately confirm the email when received. To verify your identity you will be required to submit either a social security number or government-issued ID depending upon your Country of Residency.

Please take great care when selecting your Country of Residency (the “Country of Residency”) as this cannot be changed later. The Country of Residency that you select will determine where your Payout Bank Account can be located and what Payout Currency you can choose.

When specifying your Payout Bank Account you may select either a bank account or debit card. Either option you select will deposit your Payouts directly into the associated bank account. This is a major benefit of the iazo Payouts System as it requires no intermediate account. All Payouts are transferred directly from iazo to your Payout Bank Account.

To learn about how Stripe protects your private financial information please read the Financial Data and Security section of our Terms of Service.

Viewing and Updating Payout Account Settings:

The Payout Settings section of your Sales Dashboard displays summary information about your Payout Account after you have completed the Payout Account Onboarding. There are two sub-sections on this page: (i) Payout Account Status; and (ii) Payout Account Details.

The Payout Account Status sub-section displays the following information: (i) Connection Status; (ii) Payouts Status; (iii) Status Details, and (iv) Stripe Express Dashboard link.

The Connection line displays the status of the connection to your Payout Account on Stripe, and will display “Successfully Connected to Stripe” under normal circumstances.

The Payouts line displays the status of your Payout Account ability to make Payouts to your Payout Bank Account, and will display “Currently Enabled” when able to make Payouts.

The Details line displays additional information related to your ability to make Withdrawals from iazo into your Payout Account on Stripe.

The Dashboard line displays a link to your Stripe Express Dashboard where you can view your Payout Account and the status of Payouts.

Under normal circumstances the Connection Status will always display “Successfully Connected to Stripe,” even when the Payout Account Onboarding wasn’t fully completed. If the Payouts Status displays “Currently Disabled,” this indicates that there is remaining required financial information for you to provide. In this circumstance please press the Update Payout Account button at the bottom of the screen to complete the Payout Account Onboarding. After you have provided all the required financial information the Payouts Status will display “Currently Enabled.”

The Payout Account Details sub-section displays summary information about your Payout Account, including but not limited to: (i) email address; (ii) Country of Residency; (iii) Payout Currency; and (iv) Payout Bank Account. Please note that you can have more than one Payout Bank Account entered into your Payout Account, but that only one Payout Bank Account can be the default account (the “Default Payout Bank Account”). The Default Payout Bank Account will display “Default Account” under the account information.

To update any of your Payout Account settings or to complete the Payout Account Onboarding press the Update Payout Account button at the bottom of the Payout Settings section in your Sales Dashboard.

Accessing Your Stripe Express Dashboard:

All Payout Accounts on iazo are provided with a Stripe Express Dashboard (the “Stripe Express Dashboard”) which enables Sellers to view their Withdrawal and Payout information directly on Stripe. The Stripe Express Dashboard is an additional tool that can be used in conjunction with your Sales Dashboard on iazo.

The Stripe Express Dashboard contains information directly related to your Withdrawals on iazo and the Payouts made to your Payout Bank Account. This is an extremely helpful tool to view all your Withdrawals after the funds have been transferred from iazo into your Payout Account. Your Stripe Express Dashboard contains a variety of information, including but not limited to: (i) total earnings; (ii) transactions activity and history; (iii) payout status and timeline information; (iv) earnings goal; (v) notifications; and (vi) Payout Account information.

Please by advised that when viewing your “total earnings” in the Stripe Express Dashboard that this only includes funds you have Withdrawn from your iazo account. This is not to be confused with your Total Earnings as reported on iazo in your Sales Dashboard.

To access your Stripe Express Dashboard press the Stripe Express Dashboard link in the Withdrawal History or Payout Settings sections of your Sales Dashboard. You can also access your Stripe Express Dashboard by logging in directly at Stripe and selecting the iazo account.

d. Withdraw Funds

The Withdraw Funds section of your Sales Dashboard displays information relevant to making Withdrawals from your iazo account to your Payout Account. This section is organized into three sub-sections including: (i) Your Balance; (ii) Make a Withdrawal; and (iii) Payout Account Details.

Please be advised that you cannot make Withdrawals on iazo until you have setup your Payout Account in the Payout Settings section of your Sales Dashboard.

Your Balance:

The Your Balance sub-section displays a variety of information about your Total Balance and whether you’re eligible to make a Withdrawal at this time. The Your Balance sub-section displays the following information: (i) Total Balance; (ii) Funds Available to Withdraw; (iii) Funds Withdrawn in Last 30 Days; (iv) Withdrawal Maximum; and (v) Withdrawal Minimum.

The Total Balance line displays all sales you have ever generated on iazo after subtracting all Stripe Processing Fees, iazo Sales Fees, and Withdrawals. Your Total Balance includes sales from all Posts, Featured Content, Content Types, and Access Types.

The Available to Withdraw line displays the total funds that you are currently eligible to Withdraw from your Total Balance (the “Funds Available to Withdraw”).

The Last 30 Days line displays the total funds that you have Withdrawn from your Total Balance in the last thirty (30) days (the “Funds Withdrawn in Last 30 Days”).

The Withdrawal Maximum line displays the maximum funds that you can Withdraw from your Total Balance in any thirty (30) day period (the “Withdrawal Maximum”).

The Withdrawal Minimum line displays the minimum funds that you can Withdraw from your Total Balance at any time (the “Withdrawal Minimum”).

Make a Withdrawal:

The Make a Withdrawal sub-section is where you specify the amount of funds you would like to Withdraw from your Total Balance to your Payout Account (the “Withdrawal Amount”), and initiate a Withdrawal.

To make a Withdrawal from your Total Balance first enter the Withdrawal Amount into the Withdrawal Field (the “Withdrawal Field”). When entering the Withdrawal Amount you must specify the value in United States Dollars (USD). To initiate the Withdrawal please press the Initiate Withdrawal button. You will be presented with a success screen upon a successful Withdrawal. In the event the Withdrawal has failed you will be presented with an error screen and may try again.

If your Payout Currency is set to anything other than United States Dollars (USD) you will see the Converted Currency Value displayed to the right of the Withdrawal Field in rounded brackets. Next to the Converted Currency Value is an info (letter i) icon that displays the exchange rate used for the currency conversion. There is also a Change Payout Currency button in this location for your convenience.

Please be advised that while you are required to enter the Withdrawal Amount in United States Dollars (USD) that the Payout to your Payout Bank Account will be made in your Payout Currency.

Withdrawal Ineligibility:

If you are currently ineligible to make a Withdrawal for any reason (a “Withdrawal Ineligibility”), the Make a Withdrawal sub-section will be masked-out to prevent Withdrawals. When there’s a Withdrawal Ineligibility the reason will be displayed directly on the masked-out sub-section.

Reasons for a Withdrawal Ineligibility include, but are not limited to: (i) the Total Balance is less than the Withdrawal Minimum; (ii) the Funds Available to Withdraw are less than the Withdrawal Minimum; and (iii) the Funds Withdrawn in Last 30 Days are greater than the Withdrawal Maximum.

Payout Account Details:

The Payout Account Details sub-section displays summary information about your Payout Account, including but not limited to: (i) email address; (ii) Country of Residency; (iii) Payout Currency; and (iv) Payout Bank Account. Please note that you can have more than one Payout Bank Account entered into your Payout Account, but that only one Payout Bank Account can be the default account (the “Default Payout Bank Account”). The Default Payout Bank Account will display “Default Account” under the account information.

To update any of your Payout Account settings press the Update Payout Settings button at the bottom of the screen.

e. Withdrawal History

The Withdrawal History section of your Sales Dashboard displays a complete history of all the Withdrawals you have ever made on iazo. This section is organized in a table (the “Withdrawal History Table”), with each Withdrawal represented by a single record (individually, a “Withdrawal Record” and collectively, “Withdrawal Records”). The Withdrawal History Table has the following columns: (i) Amount; (ii) Details; and (iii) Status.

The Amount column displays the Withdrawal Amount that was entered into the Withdrawal Field when the Withdrawal was initiated.

The Details column displays three pieces of information related to the Withdrawal on separate lines, including: (i) Initiated; (ii) Exchange Rate; and (iii) Amount Transferred. The Initiated line displays the date and time that the Withdrawal was initiated in the Withdraw Funds section of the Sales Dashboard. The Exchange Rate line is displayed only when applicable, and displays the exchange rate used when transferring funds into the Seller’s Payout Account. The Amount Transferred line displays the amount of funds that were successfully transferred into the Seller’s Payout Account.

The Status column displays the status of the Withdrawal (the “Withdrawal Status”). When a Withdrawal has successfully completed the Withdrawal Status will display “Completed.” Please be advised that the Withdrawal Status only indicates the status of the Withdrawal, and not the status of the Payout (the “Payout Status”) which occurs separately in the Seller’s Payout Account.

To view the Payout Status of your Payouts please visit your Stripe Express Dashboard by pressing the Stripe Express Dashboard link in the Withdrawal History or Payout Settings sections of your Sales Dashboard. You can also access your Stripe Express Dashboard by logging in directly at Stripe and selecting the iazo account.

11. Sales and Processing Fees

a. iazo Sales Fees

All sales that occur on the Platform are subject to Sales Fees charged by iazo after the sale (the “iazo Sales Fees” or “Sales Fees”). The iazo Sales Fees are deducted from the Net Sale Amount of each respective Post Sale.

To view all your sales and see a breakdown of the costs and how it affects your Total Earnings please visit the Sales History section of your Sales Dashboard.

The iazo Sales Fees are calculated using a percentage of the Net Sale Amount (individually, a “Sales Fee Percentage” and collectively, “Sales Fee Percentages”) and are deduced from each Post Sale respectively. The Sales Fee Percentage is unique for each Content Type and Access Type but may be the same across some or all Content Types and Access Types.

The following table specifies the Sales Fee Percentage for each Content Type:

Content Type	Sales Fee Percentage Download Access Type	Sales Fee Percentage Stream / View Access Type
Article	N/A	20%
Audio	20%	20%
Document	20%	N/A
Ebook	20%	20%
Gallery	20%	N/A
Graphic	20%	N/A
Photo	20%	N/A
Software	20%	N/A
Video	20%	20%

The iazo Sales Fees and Sales Fee Percentages may be changed at any time, in whole or part, at the sole discretion of iazo Entities. Any changes to the iazo Sales Fees and Sales Fee Percentages are subject to the Amendments section of this Sellers Policy.

b. Stripe Processing Fees

All sales that occur on the Platform are subject to Processing Fees charged by Stripe at the point of sale (the “Stripe Processing Fees” or “Processing Fees”). The Stripe Processing Fees are deducted from the Gross Sale Amount of each respective Post Sale.

To view all your sales and see a breakdown of the costs and how it affects your Total Earnings please visit the Sales History section of your Sales Dashboard.

The iazo Platform and ecommerce system is powered by Stripe, and therefore all purchases that occur on iazo are subject to Stripe Processing Fees. We obtain the Stripe Processing Fees for each transaction directly from Stripe at the point of sale, and then precisely deduct that amount from the Gross Sale Amount.

The average Stripe Processing Fees are 2.9% + $0.30 per successful charge. To learn more about Stripe pricing please visit https://stripe.com/pricing.

c. Seller Agreement to Sales and Processing Fees

All Sellers acknowledge and agree to the iazo Sales Fees and Stripe Processing Fees. By selling your Featured Content on iazo you acknowledge and agree that iazo Entities can deduct all iazo Sales Fees and Stripe Processing Fees from the Gross Sale Amount of your respective Post Sales.

12. Special Circumstances

a. No Sales and Earnings During Free Access Period

As thanks for joining iazo we provide all new Members with thirty (30) days of free access (the “Free Access Period”). The Free Access Period allows new Members to stream/view any Post that would normally require an Access Plan in order to be accessed. At the conclusion of the Free Access Period new Members are required to purchase an Access Plan in order to continue streaming/viewing access Posts on iazo.

Any Featured Content that you have published using the Stream/View Access Type will not receive any sales and Earnings from Members who access that Featured Content during their Free Access Period. This only applies to Featured Content published using the Stream/View Access Type and not to content published using the Download Access Type.

Please be advised that any access of your Featured Content during the Free Access Period will not be recorded in your Sales Dashboard.

b. Invalidated Sales and Earnings

We reserve the right and authority to invalidate the sales and Earnings of any Sellers resulting from Member Content and/or Featured Content that violates, breaches, and/or infringes, in whole or part, our Terms of Service and/or any of our Policies and Guidelines (the “Invalidated Sales and Earnings”).

In the event of Invalidated Sales and Earnings we may also, at our discretion and without notice, initiate an Account Suspension or Account Deletion of your iazo account, and/or a suspension of your Payout Account and Payouts at Stripe. We may, at our discretion, notify you of Invalidated Sales and Earnings, but are under no obligation to do so.

You acknowledge and agree that all Member Content and/or Featured Content that you publish and/or make available on iazo must conform with our Terms of Service and all of our Policies and Guidelines. You further acknowledge and agree to forfeit, and when applicable to return to iazo, all sales and Earnings resulting from Member Content and/or Featured Content that violates, breaches, and/or infringes, in whole or part, our Terms of Service and/or any of our Policies and Guidelines.

c. Final Withdrawal Upon Termination

In the event of a Termination any remaining Total Balance shall be transferred to the Seller within sixty (60) days following the Termination Date (the “Final Withdrawal”). The Final Withdrawal shall be transferred to the Payout Account on record in the Payout Settings of the Seller’s iazo account. Final Withdrawals may be withheld and/or denied, at our sole discretion, when the Termination is due to a violation, breach, and/or infringement by the Seller of our Terms of Service and/or any of our Policies and Guidelines.

13. Financial Data and Security

a. iazo Platform and Ecommerce System Powered by Stripe

The iazo Platform and ecommerce system is powered by Stripe, one of the world’s largest, most reputable, and secure payment processors. When you make a purchase on iazo, all of your private financial information is stored only at Stripe. This fully ensures the security of your financial information and limits its exposure. For further information about Stripe and their security practices please visit https://stripe.com.

b. Stripe PCI Certification

A PCI-certified auditor has audited Stripe. They are a certified PCI Service Provider Level 1. This is the most stringent level of certification available in the payments industry. To accomplish this, Stripe uses the best-in-class security tools and practices to maintain a high level of security.

c. Stripe HTTPS and HSTS for Secure Connections

Stripe forces HTTPS for all services using TLS (SSL), including their public website and the Stripe Dashboard to ensure secure connections. Stripe.js is served only over TLS. Stripe’s official libraries connect to Stripe’s servers over TLS and verify TLS certificates on each connection. Stripe regularly audits the details of their implementation, including the certificates they serve, the certificate authorities they use, and the ciphers they support. Stripe uses HSTS to ensure that browsers interact with Stripe only over HTTPS. Stripe is also on the HSTS preloaded lists for both Google Chrome and Mozilla Firefox.

d. Stripe Sensitive Data and Communication Encryption

All card numbers are encrypted at rest with AES-256. Decryption keys are stored on separate machines. None of Stripe’s internal servers and daemons can obtain plain text card numbers but can request that cards are sent to a service provider on a static allow-list. Stripe’s infrastructure for storing, decrypting, and transmitting card numbers runs in a separate hosting environment, and doesn’t share any credentials with Stripe’s primary services including their API and website.

14. Amendments

a. Amendments to this Policy

We may change, edit, or amend this Sellers Policy at any time and at our sole discretion, including any of our Policies and Guidelines that are incorporated therein. In the event that we amend this Sellers Policy we will post the changes directly to this page and shall update the revision date displayed at the top.

If an amendment to this Sellers Policy, at our discretion, is material, we will notify you of such change, and those material changes will become effective immediately upon notification. If we are required by law to obtain your consent prior to making certain changes to this Sellers Policy, we shall first obtain your consent, and provide you with the opportunity to opt-out of the changes.

Please be advised that any amendments made to this Sellers Policy are subject to the Amendments provision of our Terms of Service.

15. Contact Us

For questions pertaining to this Sellers Policy please contact:
Sellers@iazo.com

For all other inquiries please contact:
Support@iazo.com

Mailing Address:
iazo, Inc.
PO Box 85
North Bend, WA 98045
United States